Sanjay P. Ibrahim is a member of PIB Law. Sanjay has extensive experience with matters spanning the entire range of consumer financial services issues, including fair lending, origination, mortgage loan servicing, redlining, mortgage fraud, credit reporting, subprime lending practices, unfair and deceptive trade practices and REO issues. His practice focuses on the defense of financial institutions in consumer class actions, retail financial services litigation and mediation at all levels of federal and state courts. Sanjay also engages in regulatory matters and frequently interacts with governmental entities, including the OCC, HUD, FDIC, FTC, OIG, state attorneys general, state departments of banking and congressional offices.
Prior to founding the Firm, Sanjay served as in-house counsel in the mortgage division at JPMorgan Chase Bank, N.A., where he supervised outside counsel in hundreds of cases involving all aspects of mortgage-related litigation. He has managed significant class action litigation and regulatory matters involving fair lending, HELOC suspensions and reductions, HAMP, False Claims Act, mortgage insurance and repurchase issues relating to MBS and the GSEs. Additionally, he focused on issues arising under the Truth in Lending Act, Fair Housing Act, Real Estate Settlement Procedures Act, Home Ownership and Equity Protection Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, and Fair Debt Collection Practices Act. Sanjay routinely advised senior management on various transactional matters, supervised attorneys and senior compliance officers, advised project teams in implementing large system and operational changes, and conducted internal investigations.
Prior to serving as in-house counsel, Sanjay was associated with Duane Morris LLP, where he maintained a broad based national litigation practice focused on complex financial services litigation, class actions, banking litigation, insurance coverage, credit card services and asset recovery. He also clerked for the Honorable R. Benjamin Cohen, Presiding Judge of the Chancery Division, General Equity.
Sanjay received his J.D. from Seton Hall Law School, where he was a member of the Interscholastic Moot Court Team and won first place in the Eugene Gressman Moot Court Competition. He was a member of the Seton Hall Journal of Sport Law. He received his B.S. from Rutgers College. He is admitted to practice in New Jersey and New York.
Publications: Ibrahim, Sanjay & Sena, Ilyssa, Protecting Privileged Communications After a Corporate Transaction, Practical Law The Journal (March 1, 2014).
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